Site Search
Stages of Bank activity and general information
Leadership, major shareholders and persons affilirovannnye
The bank's ratings and financial performance
Disclosure and electronic document management
B&N EXCLUSIVE – private banking, investment decisions and lifestyle
Contributions of 30 million rubles
Personal banker and remote maintenance of accounts
Concierge service 24 hours a day, 7 days a week
Contributions from 1 million rubles
Confidential service area
Individual approach to the formation of interest rates on deposits
84 Branch
The broad geography of the bank's presence
Convenient bank branch
Attractive terms on contributions and loans
A wide range of banking products
Operations in currency and money markets
Correspondent relations
International card transactions
Debt funding (DCM)
IFRS Financial Statements; Credit Ratings
Shareholder Structure; Board of Directors & Executive Board
Public Debt
Presentations and other relevant information
 /  /  / 
Investment to the future
Print page
Save product

Product Description
Product Terms and Conditions

Rational management of your life

‘Investment to the future’ is your stability today and your confidence tomorrow.

As you know, it is risky and short-sighted to keep all your savings in ‘one basket’. Successful investors recommend you allocating your financial investments. B&NBANK together with his partners-insurers has developed a complex solution for efficient funds management.

We are glad to present you the best conditions for your financial growth: order an investment or universal life insurance policy – and get one of the highest rates on term deposits up to 11% per annum*!

We offer:

  • reliable life and health insurance protection for you and your family;
  • effective risk-free investment management;
  • funds accumulation for long-term goals;
  • the most favorable conditions for your financial investments.

* Among B&NBANK’s contributions, upon purchasing a life insurance policy with extended insurance premiums payment scheme for a period of 10 years or more with a minimal initial payment of 50,000 rubles. As of July 1, 2016.
Product Terms and Conditions
Deposit currency: Rubles / US dollars
Insurance policy: Investment life insurance Universal life insurance
Deposit interest rate: 11,00% in RUB/ 3,00% in USD 11,50% in RUS / 3,50% in USD
Minimum deposit amount: 150,000 RUB / 2,000 USD 50,000 RUB / 1,000 USD
Maximum deposit amount: Amount equal to 2 one-time premium amounts within the insurance contract Amount equal to 6 initial payment amounts within the insurance contract
Interest rate: 11% in rubles / 3% in US dollars
Minimum deposit amount: 150 000 rubles / 5 000 dollars
Minimum deposit period: 181 days
Additional fees: None
Interest payment frequency: None
Frequency of interest payments: At the end of the term
Automatic prolongation at the end of deposit time: At the end of the term the deposit is automatically renegotiated for “Income+” deposit without additional options for a corresponding period taking into account the amount placed
Redemption of deposit: At the end of the term in cash or cashless form to the depositor’s current deposit (account) opened with the Bank.
Early termination of deposit: 0,001%
Partial early withdrawal: Partial early withdrawal of deposit — 0,001%
Other conditions:

Special offer for B&NBANK clients, who applied for:

  • investment life insurance policy (ILI) for a period of 5 years or more with a one-time payment of insurance premium in minimum amount of 150,000 RUB / 2,000 USD

  • or
  • universal life insurance policy (ULI with extended insurance premium payments scheme for a period of 10 years or more with minimum initial payment of not less than 50,000 rubles/ 1,000 USD per year
Interest Rates

All deposits are insured

The order size and conditions established by the Federal Law "On insuring individuals
in the Russian Federation"
Learn more
Contact us now!
Official documents
View
Answers to your questions
Get help
The nearest bank branch
Locate
Did you find a misprint?
Select the text and press Ctrl+Enter
Did you find an error?
Send a message to webmaster